Download center

  • Management report
  • Bank Profile
    • Bank Profile PDF (14 kb)
    • Bank Profile PDF (222 kb)
    • Our mission PDF (193 kb)
    • Our values PDF (86 kb)
    • Bank Awards in 2013 PDF (72 kb)
    • Association memberships PDF (58 kb)
  • Message
    • Message PDF (115 kb)
    • Addres from CEO and Chairman of the Executive Board PDF (12 kb)
    • Addres from Chairman of the Supervisory Board of Sberbank of Russia PDF (158 kb)
  • Management Report
    • Management Report PDF (188 kb)
    • Management responsibility statement PDF (64 kb)
    • Macro Developments and Banking System Trends in Russia PDF (62 kb)
    • Corporate services PDF (29 kb)
      • Corporate and investment business PDF (38 kb)
      • Corporate business PDF (63 kb)
    • Retail Business PDF (29 kb)
      • Lending PDF (123 kb)
      • Retail deposits PDF (136 kb)
      • Transaction services and fee income PDF (187 kb)
      • Credit quality PDF (59 kb)
    • Wealth management PDF (47 kb)
    • Financial Results of Key Subsidiaries PDF (28 kb)
      • Sberbank Ukraine PDF (58 kb)
      • Sberbank Kazakhstan PDF (60 kb)
      • BPS-Sberbank (Belarus) PDF (59 kb)
      • Sberbank Europe AG PDF (61 kb)
      • DenizBank (Turkey) PDF (60 kb)
    • Risk Management PDF (64 kb)
  • The Bank's Development
    • Sberbank’s New Development Strategy for 2014-2018 PDF (126 kb)
    • IT development PDF (42 kb)
    • Smart spending PDF (35 kb)
  • Corporate Governance
    • Corporate Governance PDF (181 kb)
    • Corporate organisation PDF (51 kb)
    • General Shareholders’ Meeting PDF (61 kb)
    • Supervisory Board PDF (59 kb)
    • Members of the supervisory board elected on June 1, 2012 PDF (75 kb)
    • Supervisory Board committees PDF (82 kb)
    • Evaluating the effectiveness of Supervisory Board meetings PDF (34 kb)
    • Executive Board PDF (84 kb)
    • Management committees PDF (57 kb)
    • Collegium PDF (67 kb)
    • Internal Control System PDF (60 kb)
    • Remuneration of members of the bank’s governing bodies PDF (67 kb)
    • Share Capital PDF (76 kb)
    • Report on payment of declared and accrued dividends PDF (123 kb)
  • Financial Review
    • Financial Review PDF (14 kb)
    • Dynamics of Sberbank Group’s key figures over the past five years in accordance with IFRS PDF (77 kb)
    • Group IFRS Income statement
      • General trends PDF (59 kb)
      • Net interest income PDF (331 kb)
      • Provision charge for loan impairment PDF (181 kb)
      • Operating expenses PDF (76 kb)
    • Structure of Sberbank Group’s Assets under IFRS
      • General trends PDF (209 kb)
      • Loans and advances to customers PDF (12 kb)
      • Securities portfolio PDF (74 kb)
    • Structure of Sberbank Group’s Liabilities and Equity under IFRS PDF (15 kb)
      • General trends PDF (57 kb)
      • Customer deposits PDF (76 kb)
      • Debt securities issued PDF (73 kb)
      • Equity PDF (74 kb)
    • Capital adequacy PDF (71 kb)
  • Corporate Social Responsibility Report
  • Corporate Social Responsibility Report PDF (12 kb)
  • Approach to CSR
    • Approach to CSR PDF (14 kb)
    • Mission, development strategy and corporate social responsibility PDF (82 kb)
    • Approach to managing the Group’s corporate social responsibility PDF (85 kb)
    • Stakeholder engagement PDF (90 kb)
  • Contributing to economic development
    • Contributing to economic development PDF (32 kb)
    • Ensuring availability of financial services PDF (127 kb)
    • Socially-oriented products PDF (66 kb)
    • Enhancing financial literacy PDF (76 kb)
    • Improving quality service PDF (320 kb)
    • Ensuring security PDF (73 kb)
    • Small business support PDF (115 kb)
    • Contributing to the development of countries and regions of operation PDF (56 kb)
    • Business management PDF (101 kb)
  • Social sphere
    • Social sphere PDF (30 kb)
    • Investing in human capital PDF (115 kb)
      • Personnel training PDF (59 kb)
      • Motivation and compensation of employees PDF (149 kb)
      • Corporate benefits PDF (48 kb)
      • Occupational health and safety PDF (63 kb)
    • Sponsorship and charity PDF (80 kb)
  • Environment
    • Environment PDF (65 kb)
    • Raising resource and energy efficiency PDF (80 kb)
    • Financing alternative and renewable energy sources and the initiatives to raise energy efficiency PDF (38 kb)
    • Promoting environmental protection PDF (65 kb)
  • About the CSR Report
    • About the CSR Report PDF (61 kb)
    • Report Boundary PDF (84 kb)
    • International Standards’ Application PDF (12 kb)
    • Supplements PDF (14 kb)
      • Actual staff number of the Group PDF (75 kb)
      • Bank staff by Gender PDF (76 kb)
      • Bank staff by Age PDF (77 kb)
      • Bank staff by EducatIon PDF (75 kb)
      • Bank staff by Type of Employment PDF (80 kb)
      • Governing Bodies PDF (79 kb)
      • Injury Rate PDF (74 kb)
      • Employee Turnover PDF (84 kb)
      • Resource consumption PDF (80 kb)
      • Generated waste PDF (123 kb)
  • Financial report
  • Independent auditors’ report PDF (92 kb)
  • Consolidated Financial Statement
    • Consolidated Financial Statement PDF (121 kb)
    • Independent auditors’ report PDF (92 kb)
    • Consolidated Statement of Financial Position PDF (12 kb)
    • Consolidated Statement of Profit or Loss PDF (92 kb)
    • Consolidated Statement of Comprehensive Income PDF (75 kb)
    • Consolidated Statement of Changes in Equity PDF (78 kb)
    • Consolidated Statement of Cash Flows PDF (80 kb)
    • Notes to consolidated financial statements PDF (75 kb)
      • 1. Introduction PDF (66 kb)
      • 2. Operating Environment of the Group PDF (65 kb)
      • 3. Basis of Preparation and Significant Accounting Policies PDF (146 kb)
      • 4. Critical Accounting Estimates and Judgements in Applying Accounting Policies PDF (123 kb)
      • 5. Adoption of New or Revised Standards and Interpretations PDF (92 kb)
      • 6. New Accounting Pronouncements PDF (96 kb)
      • 7. Cash and Cash Equivalents PDF (78 kb)
      • 8. Due from Banks PDF (76 kb)
      • 9. Trading securities PDF (123 kb)
      • 10. Securities Designated at Fair Value through Profit or Loss PDF (80 kb)
      • 11. Loans and Advances to Customers PDF (13 kb)
      • 12. Securities Pledged under Repurchase Agreements PDF (82 kb)
      • 13. Investment Securities Available for Sale PDF (81 kb)
      • 14. Investment Securities Held to Maturity PDF (80 kb)
      • 15. Premises and Equipment PDF (80 kb)
      • 16. Other Assets PDF (84 kb)
      • 17. Due to Banks PDF (70 kb)
      • 18. Due to Individuals and Corporate Customers PDF (79 kb)
      • 19. Debt Securities in Issue PDF (12 kb)
      • 20. Other Borrowed Funds PDF (81 kb)
      • 21. Other Liabilities PDF (123 kb)
      • 22. Subordinated Debt PDF (80 kb)
      • 23. Share Capital and Treasury Shares PDF (80 kb)
      • 24. Interest Income and Expense PDF (73 kb)
      • 25. Fee and Commission Income and Expense PDF (72 kb)
      • 26. Net Gains Arising from Trading in Foreign Currencies, Operations with Foreign Currency Derivatives and Foreign Exchange Translation Gains PDF (71 kb)
      • 27. Net Income of Non‐financial Business Activities and Insurance PDF (74 kb)
      • 28. Operating Expenses PDF (71 kb)
      • 29. Income Taxes PDF (124 kb)
      • 30. Earnings per Share and Dividends PDF (77 kb)
      • 31. Segment Analysis PDF (103 kb)
      • 32. Financial Risk Management PDF (12 kb)
      • 33. Contingencies and Commitments PDF (88 kb)
      • 34. Derivative Financial Instruments PDF (87 kb)
      • 35. Fair Value of Financial Instruments PDF (122 kb)
      • 36. Transferred financial assets and assets held or pledged as collateral PDF (12 kb)
      • 37. Offsetting of Financial Instruments PDF (77 kb)
      • 38. Related Party Transactions PDF (84 kb)
      • 39. Operations with State-Controlled Entities and Government Bodies PDF (85 kb)
      • 40. Principal Subsidiaries PDF (123 kb)
      • 41. Capital Adequacy Ratio PDF (75 kb)
      • 42. Subsequent Events PDF (37 kb)
  • Other files
  • Annual Report PDF (2708 kb)
  • Social Report PDF (3485 kb)
  • Financial Report PDF PDF (1413 kb)
Download
Top of page
FEEDBACK

Name*

Your E-mail*

Message*

CAPTCHA

Type the characters