Management committees

The Retail Lending Committee is responsible for implementing the bank’s retail lending policy.

The Staff Management Committee is responsible for implementing the bank’s Development Strategy in relation to HR management issues.

The Processes and Technologies Committee is responsible for implementing the bank’s Development Strategy related to the issues of processes and technologies.

The Corporate Business Committee is responsible for implementing the bank’s Development Strategy related to corporate services, including international, large, medium, small and micro businesses.

The Retail Business Committee is responsible for implementing the bank’s Development Strategy related to retail services.

The Asset and Liability Management Committee is responsible for implementing the bank’s Development Strategy related to asset and liability management, liquidity risk and market risk management.

The Loans and Investments Committee is responsible for implementing and improving the credit policy of the bank.

The Committee for Distressed Assets is responsible for effective settlement of non-performing loans.

The Subsidiaries and Associated Companies Management Committee oversees the achievement of the targets set by Sberbank of Russia for subsidiaries and associated companies.

The Group Risks Committee is responsible for developing, implementing and improving risk management strategies and policies across the entire Sberbank Group.

The Subsidiary Bank Management Committee reviews business plans of subsidiary banks, suggestions to create or liquidate subsidiaries and affiliates, integration of the acquired assets, and the inspection of results of subsidiary banks.

The International Business Committee approves and establishes limits for subsidiary banks’ transactions with clients/counterparties.

The Group Trading Risks Committee is responsible for implementing the bank’s Development Strategy related to transaction risk management on financial markets.

The Investment Business Committee approves and sets prices for investment products.

The Compliance Committee is responsible for compliance risk management, prevention and settlement of conflicts of interest.

The Tender Commission deals with supplier certification and procurement bids.

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